AN ANALYSIS OF CREDIT DELINQUENCY IN COMMERCIAL BANKING
Sold By: Joe Project Store | Item Type: Project Material | Report this? | Attributes: 65 pages | 1-5 chapters | Amount: ₦5,000 | Marked useful: 3,588 times
Delivery: Within 24 hoursABSTRACT
As a result of inherent problem of Nigeria commercial Banks, the researcher aim to study "credit delinquency" with a target of improving the financial sector of Nigeria. In this study, credit delinquency sums up to refers to all those polices, acts practices that are incidental to the smooth running or practice of banking business that has to do with loan analysis and management.For the purpose of this research, data was collected from primary and secondary sources such as published annual reports and account. (Secondary Sources) personal interview (Primary sources). Structure questionnaire. The respondents were analyzed with the use of ratios tables percentage etc. The research revealed that the major problems of financial sector are bad management line efficiency and the adverse economic condition of the country based on the above findings the researcher recommend training loans and advances officers, strict adherence to principles of good lending proper credit analysis should be adhered to both banker and supervisors.
LIST OF TABLES
A comparative analysis of balance sheet extract
B Responses to research Question No1
C Responses to research Question No2
D Responses to research Question No3
E Responses to research Question No4
F Responses to research Question No5
G Responses to research Question No6
H Responses to research Question No7
I Responses to research Question No8
LIST OF FIGURES
4.1 Normal curve " Decision of Hypothesis i
4.2 Normal curve " Decision on Hypothesis ii
TABLE OF CONTENT
Title page II
Approval page III
Dedication IV
Acknowledgement V
Abstract VII
Table of content X
List of tables IX
List of figures VIII
CHAPTER ONE
1.0 Introduction 1
1.1 Statement of problem 4
1.2 purpose of the study 5
1.3 Significance of the study 5
1.4 Statements of Hypothesis 7
1.5 Scope of the study 8
1.6 Limitations of the study 8
1.7 Definition of terms 10
CHAPTER TWO
2.0 Review of Related Literature 12
2.1 Credit of commercial bank loans 12
2.2 Types of commercial banks loans 14
2.3 Classification according to period of maturity15
2.4 The lending guidelines 17
2.5 Commercial banks lending guideline 26
2.6 Cause of bank failure 27
2.7 Bank customers 33
2.8 Credit delinquency in commercial bank 37
CHAPTER THREE
3.0 RESEARCH DESIGN AND METHODOLOGY
3.1 sources of Data 40
- Primary data 40
- Secondary data 41
3.2 Sample used 42
3.3 Method of investigation 43
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
CHAPTER FIVE
5.0 SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.1 Findings 65
5.2 Conclusion 65
5.3 Recommendation 67
BIBLIOGRAPHY 75
APPENDIX 77
QUESTIONNAIRE
A comparative analysis of balance sheet extract
B Responses to research Question No1
C Responses to research Question No2
D Responses to research Question No3
E Responses to research Question No4
F Responses to research Question No5
G Responses to research Question No6
H Responses to research Question No7
I Responses to research Question No8
LIST OF FIGURES
4.1 Normal curve " Decision of Hypothesis i
4.2 Normal curve " Decision on Hypothesis ii
TABLE OF CONTENT
Title page II
Approval page III
Dedication IV
Acknowledgement V
Abstract VII
Table of content X
List of tables IX
List of figures VIII
CHAPTER ONE
1.0 Introduction 1
1.1 Statement of problem 4
1.2 purpose of the study 5
1.3 Significance of the study 5
1.4 Statements of Hypothesis 7
1.5 Scope of the study 8
1.6 Limitations of the study 8
1.7 Definition of terms 10
CHAPTER TWO
2.0 Review of Related Literature 12
2.1 Credit of commercial bank loans 12
2.2 Types of commercial banks loans 14
2.3 Classification according to period of maturity15
2.4 The lending guidelines 17
2.5 Commercial banks lending guideline 26
2.6 Cause of bank failure 27
2.7 Bank customers 33
2.8 Credit delinquency in commercial bank 37
CHAPTER THREE
3.0 RESEARCH DESIGN AND METHODOLOGY
3.1 sources of Data 40
- Primary data 40
- Secondary data 41
3.2 Sample used 42
3.3 Method of investigation 43
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
CHAPTER FIVE
5.0 SUMMARY OF FINDINGS, CONCLUSION AND RECOMMENDATION
5.1 Findings 65
5.2 Conclusion 65
5.3 Recommendation 67
BIBLIOGRAPHY 75
APPENDIX 77
QUESTIONNAIRE
This material content is developed to serve as a GUIDE for students to conduct academic research
Find What You Want By Category:
Delivery: Within 24 hours
Advertise Here
For advertisement, call 08168958821
Not what you were looking for? Perform a search
What's your project topic?
Comment on Facebook:
Related Project Materials
- 1.
EFFECT OF UNETHICAL ACCOUNTING PRACTICES ON FINANCIAL REPORTING QUALITY OF MANUFACTURING FIRMS IN NI...
CHAPTER ONE INTRODUCTION 1.1 Background of the study Over the past decade, there has been a significant global concern regarding the persistent use...More »
Item Type: Project Material | 54 pages | 1,057 engagements |
- 2.
OFFICE POLITICS AND STAFF PRODUCTIVITY IN PUBLIC ORGANIZATION: A STUDY OF USSA LGA TARABA STATE FROM...
OFFICE POLITICS AND STAFF PRODUCTIVITY IN PUBLIC ORGANIZATION: A STUDY OF USSA LGA TARABA STATE FROM 2013 2017 CHAPTER ONE INTRODUCTION 1.1 Backgro...More »
Item Type: Project Material | 54 pages | 558 engagements |
- 3.
ANALYSIS OF AUDIT PROCEDURES IN CAMEROON'S PUBLIC SECTOR
CHAPTER ONE INTRODUCTION 1.1 Background of the study The administration and oversight of public sector funds has been a persistent worry for the gener...More »
Item Type: Project Material | 54 pages | 624 engagements |
- 4.
ANALYSING THE IMPACT OF LEGAL AUDIT REQUIREMENTS ON AUDITOR PERFORMANCE IN CAMEROON
CHAPTER ONE INTRODUCTION 1.1 Background of the study The extensive body of literature on behaviourist management control and information asymmetry spa...More »
Item Type: Project Material | 54 pages | 594 engagements |
- 5.
AN EXAMINATION OF EFFECTIVE AUDIT SYSTEM AS A PREREQUISITE FOR IMPROVING CORPORATE ACCOUNTABILITY (A...
CHAPTER ONE INTRODUCTION 1.1 Background of the study Society supports the survival and expansion of economic enterprises by furnishing them with fi...More »
Item Type: Project Material | 54 pages | 652 engagements |
- 6.
AN EVALUATION OF THE FACTORS INFLUENCING AUDIT QUALITY OF BUSINESS ORGANIZATIONS IN CAMEROON (A CASE...
CHAPTER ONE INTRODUCTION 1.1 Background of the study The current evolution of the company landscape has demonstrated a growing demand for the imple...More »
Item Type: Project Material | 54 pages | 656 engagements |